{"id":353,"date":"2023-08-18T19:03:29","date_gmt":"2023-08-18T19:03:29","guid":{"rendered":"https:\/\/scbs.md\/?page_id=353"},"modified":"2026-09-02T15:58:25","modified_gmt":"2026-09-02T12:58:25","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/scbs.md\/ru\/terms-and-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"353\" class=\"elementor elementor-353\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-63ac910 e-con-full e-flex e-con\" data-id=\"63ac910\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b158619 elementor-widget-mobile__width-initial elementor-headline--style-highlight elementor-widget elementor-widget-animated-headline\" data-id=\"b158619\" data-element_type=\"widget\" data-settings=\"{&quot;marker&quot;:&quot;underline&quot;,&quot;highlighted_text&quot;:&quot;Termeni \\u0219i Condi\\u021bii&quot;,&quot;headline_style&quot;:&quot;highlight&quot;,&quot;highlight_animation_duration&quot;:1200}\" data-widget_type=\"animated-headline.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/scbs.md\/wp-content\/plugins\/elementor-pro\/assets\/css\/widget-animated-headline.min.css\">\t\t<h3 class=\"elementor-headline\">\n\t\t\t\t<span class=\"elementor-headline-dynamic-wrapper elementor-headline-text-wrapper\">\n\t\t\t\t\t<span class=\"elementor-headline-dynamic-text elementor-headline-text-active\">\u041f\u0440\u0430\u0432\u0438\u043b\u0430 \u0438 \u0423\u0441\u043b\u043e\u0432\u0438\u044f<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-13c9847 e-con-full e-flex e-con\" data-id=\"13c9847\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-09c953f elementor-widget elementor-widget-heading\" data-id=\"09c953f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 18-06-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Ultima actualizare: 02.09.2026<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43406fa elementor-widget elementor-widget-heading\" data-id=\"43406fa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. \u041e\u0431\u0449\u0438\u0435 \u043f\u043e\u043b\u043e\u0436\u0435\u043d\u0438\u044f:<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eff5695 elementor-widget elementor-widget-text-editor\" data-id=\"eff5695\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 18-06-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><strong>PRESTATORUL \/ COMERCIANTUL<\/strong> \u2013 IR \u201eUniversitatea Divitia Gratiae\u201d, IDNO 1013620007488, cu sediul \u00een mun. Chi\u0219in\u0103u, str. Alexandru H\u00e2jdeu 94, Republica Moldova, care administreaz\u0103 activitatea website-ului \u201ewww.scbs.md\u201d. Prin intermediul website-ului \u201ewww.scbs.md\u201d, Prestatorul ofer\u0103 servicii de training \u0219i seminare de dezvoltare \u00een afaceri, \u00een cadrul programului SwissCreate Business Seminars, cu scopul de a promova \u0219i a contribui la dezvoltarea \u00ceMM-urilor din Republica Moldova la un nivel profesionist.<\/p><p>\u041f\u041e\u041b\u042c\u0417\u041e\u0412\u0410\u0422\u0415\u041b\u042c - \u0444\u0438\u0437\u0438\u0447\u0435\u0441\u043a\u043e\u0435 \u0438\u043b\u0438 \u044e\u0440\u0438\u0434\u0438\u0447\u0435\u0441\u043a\u043e\u0435 \u043b\u0438\u0446\u043e, \u043f\u0440\u0438\u043e\u0431\u0440\u0435\u0442\u0430\u044e\u0449\u0435\u0435 \u0443\u043a\u0430\u0437\u0430\u043d\u043d\u044b\u0435 \u0443\u0441\u043b\u0443\u0433\u0438.<\/p><p>\u041f\u043e\u0441\u043b\u0435 \u0432\u044b\u0431\u043e\u0440\u0430 \u0436\u0435\u043b\u0430\u0435\u043c\u043e\u0439 \u0443\u0441\u043b\u0443\u0433\u0438 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044c \u0437\u0430\u043f\u043e\u043b\u043d\u044f\u0435\u0442 \u0444\u043e\u0440\u043c\u0443 \u0443\u0447\u0430\u0441\u0442\u0438\u044f \u0438 \u0442\u0435\u043c \u0441\u0430\u043c\u044b\u043c \u0434\u0430\u0435\u0442 \u0441\u043e\u0433\u043b\u0430\u0441\u0438\u0435 \u043d\u0430 \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u043f\u0440\u043e\u0432\u0430\u0439\u0434\u0435\u0440\u0443 \u0441\u0432\u043e\u0438\u0445 \u043f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0445 \u043a\u043e\u043d\u0442\u0430\u043a\u0442\u043d\u044b\u0445 \u0434\u0430\u043d\u043d\u044b\u0445 \u0438 \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u0438.<\/p><p>\u0414\u043e\u0441\u0442\u0443\u043f \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044f \u043a \u0441\u0430\u0439\u0442\u0443 \u0438 \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u043f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0445 \u0434\u0430\u043d\u043d\u044b\u0445 \u0438 \u043a\u043e\u043d\u0442\u0430\u043a\u0442\u043d\u043e\u0439 \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u0438 \u043e\u0437\u043d\u0430\u0447\u0430\u0435\u0442 \u0435\u0433\u043e \u0441\u043e\u0433\u043b\u0430\u0441\u0438\u0435 \u043d\u0430 \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u0435 \u0437\u0432\u043e\u043d\u043a\u043e\u0432, \u043a\u0430\u0441\u0430\u044e\u0449\u0438\u0445\u0441\u044f \u0441\u043e\u043e\u0431\u0449\u0435\u043d\u0438\u044f \u0434\u0435\u0442\u0430\u043b\u0435\u0439 \u043a\u0443\u0440\u0441\u0430 \u0438 \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u0443\u0441\u043b\u0443\u0433, \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u043c\u044b\u0445 \u041f\u0420\u041e\u0412\u0410\u0419\u0414\u0415\u0420\u041e\u041c.<\/p><p>\u0412\u044b \u0442\u0430\u043a\u0436\u0435 \u043c\u043e\u0436\u0435\u0442\u0435 \u043f\u043e\u043b\u0443\u0447\u0430\u0442\u044c \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u043e\u043d\u043d\u044b\u0435 \u043f\u0438\u0441\u044c\u043c\u0430 \u043e \u043f\u0440\u0435\u0434\u0441\u0442\u043e\u044f\u0449\u0438\u0445 \u0443\u0441\u043b\u0443\u0433\u0430\u0445 \u0432 \u0431\u043b\u0438\u0436\u0430\u0439\u0448\u0435\u043c \u0431\u0443\u0434\u0443\u0449\u0435\u043c.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91cb3bd elementor-widget elementor-widget-heading\" data-id=\"91cb3bd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2.\u0421\u043f\u043e\u0441\u043e\u0431\u044b \u043e\u043f\u043b\u0430\u0442\u044b:<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2464366 elementor-widget elementor-widget-text-editor\" data-id=\"2464366\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>2.1.<\/strong>\u00a0Pre\u021burile serviciilor sunt cele afi\u0219ate pe site-ul www.scbs.md, precum \u0219i pe re\u021belele de socializare ale programului SwissCreate Business Seminars \u0219i pe motoarele de c\u0103utare \u00een internet.<\/p><p><strong>2.2.<\/strong> Plata se poate efectua prin sistemul \u201eMIA Pl\u0103\u021bi Instant\u201d sau prin transfer bancar, \u00een baza ordinului de plat\u0103. Pl\u0103\u021bile sunt \u00eencasate \u00een contul IR \u201eUniversitatea Divitia Gratiae\u201d.<\/p><p><strong>2.3.<\/strong> Plata prin \u201eMIA Pl\u0103\u021bi Instant\u201d. Comerciantul accept\u0103 pl\u0103\u021bi prin sistemul \u201eMIA Pl\u0103\u021bi Instant\u201d, opera\u021bionalizat de Banca Na\u021bional\u0103 a Moldovei (BNM) \u0219i integrat prin serviciul VB MIA Business al BC \u201eVictoriabank\u201d S.A. Plata se efectueaz\u0103 prin scanarea codului QR sau prin accesarea linkului de plat\u0103 pus la dispozi\u021bie de Comerciant, direct din aplica\u021bia bancar\u0103 a Utilizatorului. Pentru aceast\u0103 modalitate de plat\u0103 nu se percepe niciun comision suplimentar din partea Comerciantului.<\/p><p><strong>2.4.<\/strong> Plata prin transfer bancar. Utilizatorul poate achita contravaloarea serviciului prin transfer bancar, \u00een baza facturii emise de Prestator, la urm\u0103toarele rechizite:<\/p><ul><li>Beneficiar: Institu\u021bia Religioas\u0103 \u201eUniversitatea Divitia Gratiae\u201d<\/li><li>IDNO: 1013620007488<\/li><li>Banca: BC \u201eVictoriabank\u201d S.A.<\/li><li>IBAN: MD86VI225100000102243MDL<\/li><li>Cod bancar (BIC): VICBMD2X416<\/li><li>Destina\u021bia pl\u0103\u021bii: numele \u0219i prenumele participantului \u0219i denumirea cursului<\/li><\/ul><p><strong>2.6.<\/strong> Moneda \u0219i suma. Toate pre\u021burile sunt exprimate \u00een lei moldovene\u0219ti (MDL). Suma exact\u0103 a taxei de participare pentru fiecare curs, modul sau seminar este afi\u0219at\u0103 pe pagina serviciului respectiv de pe site-ul www.scbs.md, la momentul \u00eenscrierii.<\/p><p>2.7. Confirmarea pl\u0103\u021bii. Plata se consider\u0103 efectuat\u0103 \u00een momentul primirii confirm\u0103rii de la sistemul IPS al B\u0103ncii Na\u021bionale a Moldovei, respectiv \u00een momentul \u00eenregistr\u0103rii transferului \u00een contul Prestatorului. Confirmarea \u00eenscrierii se transmite Utilizatorului la adresa de e-mail indicat\u0103 \u00een formularul de participare.<\/p><p><strong>2.8.<\/strong> Securitatea tranzac\u021biilor. Procesarea tranzac\u021biilor are loc prin sistemul IPS al B\u0103ncii Na\u021bionale a Moldovei, cu protec\u021bie algoritmic\u0103 conform standardelor \u00een vigoare. Datele bancare ale pl\u0103titorului nu sunt accesate \u0219i nu sunt stocate de c\u0103tre Comerciant.<\/p><p><strong>2.9.<\/strong> Pre\u021buri nediscriminatorii. Pre\u021bul serviciului este identic indiferent de instrumentul sau mijlocul de plat\u0103 utilizat.<\/p><p><strong>2.10.<\/strong> Factura fiscal\u0103. Dac\u0103 Utilizatorul este persoan\u0103 juridic\u0103, acesta va primi ulterior factura cu suma integral\u0103 pentru cursul la care a participat, dup\u0103 efectuarea transferului \u00een contul Prestatorului. Factura poate fi eliberat\u0103 doar dac\u0103 Utilizatorul a achitat integral suma pentru serviciul prestat.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ab8a18 elementor-widget elementor-widget-heading\" data-id=\"1ab8a18\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3.\u0421\u043b\u0443\u0436\u0431\u0430 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0438<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0f7a79 elementor-widget elementor-widget-text-editor\" data-id=\"a0f7a79\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>IR \u201eUniversitatea Divitia Gratiae\u201d ofer\u0103 beneficiarilor s\u0103i Serviciul suport la num\u0103rul de telefon <a href=\"tel: 37368459599\">+373 68 459 599<\/a>\u00a0\u0219i la adresa de e-mail\u00a0<a href=\"mailto:ida@uni-dg.md\">ida@uni-dg.md<\/a>. Zilele de lucru ale serviciului suport: luni\u2013vineri, orele 09:00\u201317:00.<\/p><p>Serviciul suport ofer\u0103 consultarea clien\u021bilor cu privire la serviciile oferite, modalit\u0103\u021bile de plat\u0103 \u0219i de revocare a opera\u021biunii de plat\u0103\/tranzac\u021biilor practicate. Serviciul suport este obligat s\u0103 primeasc\u0103 de la Utilizatori reclama\u021bii, s\u0103 asigure informarea acestora cu privire la statutul procesului de investiga\u021bie a reclama\u021biilor \u0219i, dup\u0103 caz, s\u0103 asigure investigarea reclama\u021biilor.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c3fa3b elementor-widget elementor-widget-heading\" data-id=\"7c3fa3b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Returnarea mijloacelor b\u0103ne\u0219ti<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f9f718 elementor-widget elementor-widget-text-editor\" data-id=\"8f9f718\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Utilizatorul are dreptul s\u0103 solicite restituirea taxei de participare \u00een cazul \u00een care cursul, modulul sau seminarul este anulat ori reprogramat din ini\u021biativa Prestatorului, precum \u0219i \u00een cazul \u00een care Utilizatorul anun\u021b\u0103 imposibilitatea de a participa cu cel pu\u021bin 7 zile calendaristice \u00eenainte de data \u00eenceperii evenimentului.<\/p><p>Cererea de restituire se transmite \u00een form\u0103 scris\u0103 la adresa\u00a0<a href=\"mailto:ida@uni-dg.md\">ida@uni-dg.md<\/a>\u00a0\u0219i va con\u021bine numele \u0219i prenumele pl\u0103titorului, data pl\u0103\u021bii, suma achitat\u0103 \u0219i rechizitele bancare (IBAN) pentru restituire.<\/p><p>Restituirea se efectueaz\u0103 prin opera\u021biunea Refund prin sistemul IPS sau prin transfer bancar, \u00een termen de maximum 5 zile lucr\u0103toare din momentul aprob\u0103rii cererii.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5594dd elementor-widget elementor-widget-heading\" data-id=\"a5594dd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. Protec\u021bia datelor cu caracter personal<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c600ebd elementor-widget elementor-widget-text-editor\" data-id=\"c600ebd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Prestatorul prelucreaz\u0103 datele cu caracter personal ale Utilizatorului exclusiv \u00een scopul \u00eenscrierii, organiz\u0103rii \u0219i livr\u0103rii serviciilor achizi\u021bionate, precum \u0219i al inform\u0103rii privind serviciile viitoare, \u00een conformitate cu Legea nr. 133 din 08.07.2011 privind protec\u021bia datelor cu caracter personal. Datele nu sunt transmise ter\u021bilor \u00een alte scopuri dec\u00e2t cele indicate. Utilizatorul \u00ee\u0219i poate retrage oric\u00e2nd acordul privind primirea comunic\u0103rilor informative, printr-o solicitare transmis\u0103 la adresa\u00a0<a href=\"mailto:ida@uni-dg.md\">ida@uni-dg.md<\/a>.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44b5f64 elementor-widget elementor-widget-heading\" data-id=\"44b5f64\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">6. Dispozi\u021bii finale \u0219i judiciare<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ab2bc2 elementor-widget elementor-widget-text-editor\" data-id=\"6ab2bc2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Orice litigiu ap\u0103rut \u00een leg\u0103tur\u0103 cu utilizarea acestui serviciu va fi rezolvat pe cale amiabil\u0103. La apari\u021bia unor conflicte \u00een timpul \u00eenscrierii, achit\u0103rii sau livr\u0103rii serviciilor procurate de la IR \u201eUniversitatea Divitia Gratiae\u201d, care nu sunt reglementate printr-un punct al prezentului act, acestea vor fi solu\u021bionate pe cale amiabil\u0103, \u00een decurs de 30 de zile lucr\u0103toare din momentul \u00een\u0219tiin\u021b\u0103rii \u00een form\u0103 scris\u0103 a problemei.<\/p><p>\u00cen cazul \u00een care conflictul nu poate fi solu\u021bionat pe cale amiabil\u0103, competen\u021ba revine instan\u021belor de judecat\u0103 din Republica Moldova. Raporturile dintre Prestator \u0219i Utilizator sunt guvernate de legisla\u021bia Republicii Moldova, inclusiv de Legea nr. 105 din 13.03.2003 privind protec\u021bia consumatorilor.<\/p><p>Prestatorul \u00ee\u0219i rezerv\u0103 dreptul de a modifica prezen\u021bii Termeni \u0219i Condi\u021bii. Versiunea aplicabil\u0103 este cea publicat\u0103 pe site-ul www.scbs.md la data efectu\u0103rii \u00eenscrierii.<\/p><p>Fiind de acord cu ace\u0219ti Termeni \u0219i Condi\u021bii, Utilizatorul \u00ee\u0219i asum\u0103 \u00een totalitate riscurile care decurg din utilizarea serviciilor.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Termeni \u0219i Condi\u021bii Ultima actualizare: 02.09.2026 1. No\u021biuni generale: PRESTATORUL \/ COMERCIANTUL \u2013 IR \u201eUniversitatea Divitia Gratiae\u201d, IDNO 1013620007488, cu sediul \u00een mun. Chi\u0219in\u0103u, str. Alexandru H\u00e2jdeu 94, Republica Moldova, care administreaz\u0103 activitatea website-ului \u201ewww.scbs.md\u201d. Prin intermediul website-ului \u201ewww.scbs.md\u201d, Prestatorul ofer\u0103 servicii de training \u0219i seminare de dezvoltare \u00een afaceri, \u00een cadrul programului SwissCreate Business &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/scbs.md\/ru\/terms-and-conditions\/\"> <span class=\"screen-reader-text\">Terms and Conditions<\/span> \u0427\u0438\u0442\u0430\u0442\u044c \u0434\u0430\u043b\u0435\u0435 &raquo;<\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"class_list":["post-353","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/scbs.md\/ru\/wp-json\/wp\/v2\/pages\/353","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/scbs.md\/ru\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/scbs.md\/ru\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/scbs.md\/ru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/scbs.md\/ru\/wp-json\/wp\/v2\/comments?post=353"}],"version-history":[{"count":22,"href":"https:\/\/scbs.md\/ru\/wp-json\/wp\/v2\/pages\/353\/revisions"}],"predecessor-version":[{"id":1979,"href":"https:\/\/scbs.md\/ru\/wp-json\/wp\/v2\/pages\/353\/revisions\/1979"}],"wp:attachment":[{"href":"https:\/\/scbs.md\/ru\/wp-json\/wp\/v2\/media?parent=353"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}